5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
Blog Article
질문과 답변을 제공하는 서비스입니다. 궁금한 점이 있다면 지식인에서 검색해 보세요.
(E) The lender fails to provide details asked for with the Board that is needed for the Board to produce an knowledgeable selection.
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
The Board may possibly think about a financial institution's Local community progress loans, Neighborhood enhancement investments, and community growth expert services provided outside of its facility-dependent evaluation regions, as delivered On this element.
(D) A financial institution other than a substantial financial institution might incorporate retail banking products and services or retail banking products and solutions component(s) and accompanying annual measurable goals in its plan.
) A Group progress loan originated or purchased, or a Group improvement expenditure produced, which includes a legally binding determination to increase credit rating or possibly a legally binding dedication to invest, within the calendar calendar year, as explained in paragraph I.a.one.i of appendix B to this section;
) Advantages or serves a number of geographic regions with lower amounts of Local community advancement financing;
These disclosure statements reveal the variety and greenback amount of all little enterprise loans and little farm loans originated or bought for each census tract and the selection and greenback quantity of all community development loans and Local community growth investments for each county by reporting banking companies, except which the Board may adjust the shape in the disclosure if necessary, thanks to Distinctive circumstances, to safeguard the privateness of the borrower or even the aggressive place of the financial institution.
(B) Within 5 calendar times of the request, all the data that the financial institution is necessary to maintain beneath this part in the general public file associated with the ability-dependent evaluation region in which the department is located.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
The Board evaluates an intermediate financial institution's file of assisting to fulfill the credit website history requires of its full Group pursuant into the Retail Lending Test in § 228.
A financial institution that's been permitted to become evaluated below a strategic prepare ought to include in its public file a duplicate of that approach though it is in effect. A bank needn't involve information submitted to the Board over a private foundation in conjunction with the system.
(B) A financial institution may perhaps specify making use of belongings in its place denominator for just a Neighborhood enhancement financing metric if it far better actions a lender's capability.
When assigning rankings, the Board considers a bank's previous efficiency. If a lender's prior rating was “Requires to boost,” the Board may well determine that a “Substantial Noncompliance” rating is appropriate the place the lender failed to improve its efficiency since the past evaluation period of time, without any suitable foundation for these types of failure.